What: FREE LEGAL HELP! For homeowners facing foreclosure. Help available in English and in Spanish. Ayuda disponible en español también.

Who: For homeowners who have received a Foreclosure Summons and Complaint

When: 11:00 am – 1:00 pm, 1st and 3rd Thursday of each month

Where: City-County Building, 3^rd floor, 210 Martin Luther King Jr. Blvd.

Cost: FREE!

FREE LEGAL HELP is available for Dane County homeowners in foreclosure.  Homeowners can receive basic legal information and free assistance in writing an Answer to the lawsuit at the Foreclosure Answer Clinic.

The Clinic has assisted almost 200 homeowners to understand the legal process of foreclosure and to respond their lawsuit.  Homeowners who respond in writing to the lawsuit have more control over the process and a better chance for a favorable outcome.

Homeowners have ONE CHANCE to file a formal response, called an Answer, to their foreclosure lawsuit.  Filing an Answer is one of the critical things a homeowner MUST do even if the homeowner is in communication with the lender and working on options such as a loan modification or short sale.

Time is of the essence because homeowners generally have only 20 calendar days from the date they receive the initial lawsuit papers to file an Answer.  Failing to file an Answer to the lawsuit on time significantly reduces homeowners’ control over the process and their ability to share their story with the judge. In addition, they may not be notified of important steps in the court process of foreclosure.

The Clinic is open the 1st and 3rd Thursdays of each month from 11:00 a.m. to 1:00 p.m. on the 3rd floor of the City-County Building, 210 Martin Luther King Jr. Blvd, Madison.  No appointments are necessary.  Homeowners should bring their Summons and Complaint as well as any other relevant papers about the foreclosure.