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Dane County Foreclosure Prevention Taskforce

Addressing foreclosures in Dane County, WI through prevention, intervention and stabilization

Dane County Foreclosure Prevention Taskforce - Addressing foreclosures in Dane County, WI through prevention, intervention and stabilization

Bilingual Foreclosure Answer Clinic – 1st and 3rd Thursdays

What:    Bilingual Foreclosure Answer Clinic – a FREE walk-in legal clinic – Help available in English and Spanish. Ayuda disponible en español también.

Who:      For homeowners who have received a Foreclosure Summons and Complaint

When:    11:00 am – 1:00 pm, 1st and 3rd Thursday of each month

Where:   City-County Building, 3rd floor, 210 Martin Luther King Jr. Blvd., Madison, WI

Cost:      FREE!

Contact:        Please contact us at (608) 261-5677 or send an email to help@daneforeclosurehelp.org for more information Continue reading

Free Independent Foreclosure Review Program Deadline Approaching

Were you in foreclosure in 2009 or 2010?  You may be eligible for compensation or other remedy.

If your primary residence was involved in a foreclosure process between January 1, 2009 and December 31, 2010, you may qualify for a free Independent Foreclosure Review.

The Independent Foreclosure Review will determine whether individual borrowers suffered financial injury and should receive compensation or other remedy because of errors or other problems during their home foreclosure process.

If you believe you are eligible to participate in the program, you may complete and submit a Request for Review Form. It is important that you complete the form to the best of your ability; all information you provide can be useful.

All Requests for Review Forms must be submitted online or postmarked no later than December 31, 2012.

Submit a Request for Review Form online. Get started now!

  • Step 1:  Check your eligibility
  • Step 2:  Complete the Request for Review Complaint Form
  • Step 3:  Submit your completed for and  print a copy for your own records

To be eligible, you must have been a customer of one of the mortgage servicers listed below.

Select your mortgage servicer: (Not sure who your servicer is?)

The Independent Foreclosure Review is free.  

Watch out for scams – there is only one official Independent Foreclosure Review.  Beware of anyone who asks you to pay a fee for ANY foreclosure review service, including completing the Request for Review Form.

For help completing the form or to have questions answered, call 1-888-952-9105 Monday through Friday, 8 am – 10 pm ET, & Saturday, 8 am – 5 pm ET

Llame al 1-888-952-9105 para hablar con un representante que le podrá brindar gratuitamente traducciones de la información que le envió la Revisión Independiente de la Ejecución Hipotecaria y responder a sus preguntas acerca de la Revisión Independiente de la Ejecución Hipotecaria o completar el Formulario de Solicitud de Revisión.

The Independent Foreclosure Review is monitored by federal bank regulators, the Office of the Comptroller of the Currency and the Board of Governors of the Federal Reserve System, to ensure a fair and impartial process.

Bilingual Foreclosure Answer Clinic – A FREE Legal Resource – in Madison, WI on Thursday, June 21st

What:    Bilingual Foreclosure Answer Clinic – a FREE walk-in legal clinic – Help available in English and Spanish. Ayuda disponible en español también.

Who:      For homeowners who have received a Foreclosure Summons and Complaint

When:    11:00 am – 1:00 pm, Thursday, June 21st, 2012

Where:   City-County Building, 3rd floor, 210 Martin Luther King Jr. Blvd., Madison, WI

Cost:      FREE!

Call:        Please contact Bethany Nelson at (608) 261-5677 or send an email to info@daneforeclosurehelp.org for more information

THIS IS A RECURRING EVENT, 1ST AND 3RD THURSDAY OF EACH MONTH.

FREE LEGAL HELP is available for Dane County homeowners in foreclosure.  Homeowners can receive basic legal information and free assistance in writing an Answer to the lawsuit at the Foreclosure Answer Clinic.  The Clinic has assisted over 200 homeowners to understand the legal process of foreclosure and to respond their lawsuit.  Homeowners who respond in writing to the lawsuit have more control over the process and a better chance for a favorable outcome.   

Homeowners have ONE CHANCE to file an Answer to their lawsuit.  Filing an Answer is one of the critical things a homeowner MUST do even if the homeowner is in communication with the lender and working on options such as a loan modification or short sale.

Time is of the essence because homeowners generally have only 20 calendar days from the date they receive the initial lawsuit papers to file a formal response called an Answer.  Failing to file an Answer to the lawsuit on time significantly reduces homeowners’ control over the process and their ability to share their story with the judge.  In addition, they may not be notified of important steps in the court process of foreclosure.

The Clinic is open the 1st and 3rd Thursdays of each month from 11:00 a.m. to 1:00 p.m. on the 3rd floor of the City-County Building, 210 Martin Luther King Jr. Blvd, Madison.  No appointments are necessary.  Homeowners should bring their Summons and Complaint as well as any other relevant papers about the foreclosure.  

The Foreclosure Answer Clinic is a collaborative effort of the Dane County Foreclosure Prevention Taskforce, the Dane County Bar Association and the UW Law School, with grant funding provided by the State Bar of Wisconsin and other support provided by Dane County.

Who We Are.  The Dane County Foreclosure Prevention Taskforce is a coalition of public agencies, non-profit service providers and other community partners working together to develop sustainable alternatives to foreclosure in Dane County. For more information, please visit daneforeclosurehelp.org.

Our Mission.  To develop and implement a coordinated response to the current foreclosure problem in Dane County

 

FREE Mortgage Loan Modification and Other Options Workshop Thursday, June 14th

For any and all homeowners who are looking for help with their mortgage and/or property taxes.

What:          FREE Workshop – Learn about Mortgage Loan Modifications and Other Options

Where:        Madison College (MATC) – Madison Truax Campus (near the airport)

3550 Anderson Street, Room 217 (at the top of the escalator)

(Free Parking in the Student Parking Area off Wright Street.)

When:          June 14th, 2012    6:00 pm to 8:00 pm (may go past 8 pm)

Please allow time to walk from parking to the class room

Call:             Reservations are appreciated but not required.  Please call Bethany Nelson at (608) 261-5677 for more information

Cost:            FREE 

Please note:  This is a recurring workshop and takes place on the 2nd Thursday evening of every month.

Homeowners are rightfully frustrated with the loan modification system and need help to navigate and understand the process.  Come and learn how the modification process works, why some homeowners get modifications and others do not, and what other options you might have.

Comments from homeowners attending the workshop:

  • “You all got straight to the point”
  • “It was very informative and realistic”
  • “I appreciated getting legal information on bankruptcy”
  • “I appreciated the willingness of presenters to take questions”
  • “It was very clear with difficult topic”
  • “The workshop helped me identify other resources that may help my situation”
  • “They kept it lively”

Presenters: Ellen Bernards, GreenPath Debt Solutions and Co-chair of the Dane County Foreclosure Prevention Taskforce Attorney Stacia Conneely from Legal Action of Wisconsin and  Attorney Patricia Hammel, Herrick & Kasdorf, LLP.

The Dane County Foreclosure Prevention Taskforce wants to make sure that homeowners have the information they need to make good decisions and get the assistance they need. We are increasing the number of workshops this year in an effort to reach more homeowners in distress.  They will take place every month on the 2nd Thursday at the Madison College (formerly MATC) Truax Campus beginning February 10, 2011.  A special thank you to Madison College for providing free space for these workshops.

The Dane County Foreclosure Prevention Taskforce is a coalition of government agencies, non-profit service providers and other community partners working to implement a coordinated response to the foreclosure problem in Dane County through prevention, intervention, and neighborhood stabilization effort.

Mortgage Loan Modifications & Other Options Workshop Announcement – June 2012